the process
Buying a home is more than looking at houses. It's finding the right home, at the right price, in the right location. The best way to achieve these objectives is to work with a professional realtor who understands your needs, your time frame and the financial boundaries to work within.
A small investment of time and effort right at the start can pay tremendous dividends. Take the time to organize your thoughts and think seriously about what sort of home you want before you start looking. It will simplify the process, save you time, and help lead you to the right home for you.
Pre-Approved
Start by pre-qualifying for a mortgage. Based on your income, your expenses, and your debt, your financial institution will help you determine how much you can afford, and how big a loan you can get.
Marketplace Activities
The Real Estate Market is changing day-by-day. As a Buyer's Agent, we will use your criteria to pre-screen properties. I will exclusively work for your best interest to help you find and acquire the perfect home. Through pre-qualifying the homes that meet your needs, I ensure you only tour the homes that meet your specific needs.
Advise on Price, Terms and Financing
When preparing an offer, as your Buyer's Agent, I will provide all the resources needed to arrive at a competitive offering price.
I represent my clients in person when presenting an offer; 100%. This affords the best opportunity to uphold and represent your position. I believe in the ‘age old’ belief that ‘face to face’ meetings are respectful and professional.
I negotiate for the best possible solutions for my clients. When negotiating, I will incorporate strategies that are effective, creative, and meet the financial criteria of my valued Buying Client.
Manage the Details at Closing
Closing day is the day you become the official owner of your home.
Typically, you visit your lawyer's office to review and sign documents relating to the mortgage, the property you are buying, the ownership of the property, and the conditions of the purchase. Your lawyer will also ask you to bring a certified cheque to cover the closing costs and any other outstanding costs.
Once the mortgage and the deed for the property are officially recorded, you become the official owner of the property and your lawyer will call you to pick up the keys to your new home.
Congratulations! You've just bought a home!
